motorcycle insurance top tips
Britain’s bikers and big brand insurance companies are hard to find - if you're looking for good value bike insurance. With the notable exception of Norwich Union, the players who dominate the car and household insurance markets rarely offer motorbike insurance.
The good news … this means that you can still find small, independent brokers offering motorcycle insurance … which is why Wicked Quotes (the award winning, bike insurance specialist), is the first choice of many.
bike insurance - 5 point guide
Our five point guide to getting the right motorcycle insurance …
- let us shop around for you
- get the right policy
- discounts worth investing in
- multi-bike policies
- check your renewal premium
1. let us shop around for you
As an independent insurance intermediary, we deal with a unique panel of motorcycle insurance underwriters. This allows us to find the most suitable bike insurance for our customers at the right price.
We are authorised and regulated by the fsa and can be found on their website www.fsa.gov.uk
2. get the right policy
Motorcycle insurance is one of the most complicated insurance products.
The premium you pay not only depends on your age, occupation, sex, address and the type of bike you ride; but many less obvious factors as well. This makes comparing different policies very difficult - something the less scrupulous rely on when offering seemingly 'cheap' motorbike insurance.
Cut things down to the essentials and speak to people who don't just read out scripts from computer screens - as bikers we understand what you need as well as the complexities of motorcycle insurance.
3. discounts worth investing in
Security is one of the biggest problems for bike owners - 35,000 bikes are stolen each year and the police admit little more than 15% are ever recovered.
Garaging your motorcycle at night should lower your bike's insurance premium and greatly reduce the risk of theft. If you don't own a garage consider renting one - the insurance savings may make it worthwhile.
Consider an approved tracking device if your motorcycle is valuable. It can quickly pay for itself by cutting your insurance premium and also give you peace of mind.
Advanced rider training courses not only improve your riding skills; but also cut the cost of motorcycle insurance. The Institute of Advance Motorists and the British Motorcycle Federation (amongst others), offer such training courses.
4. multi-bike policies
Own more than one motorcycle?
Insuring all you bikes on one policy can save you a packet. Wicked Quotes offer multi-rider / multi-bike policy combinations which can greatly reduce your motorbike insurance premium.
5. check your renewal premium
An insurer that's good for you one year might not be the next …
- rating factors and motorcycle insurance premiums constantly change
- some un-scrupulous firms offer super-low prices to new customers hoping to make their money by charging over-the-odds later
Wicked Quotes is different …
- we always check your motorcycle renewal premium - if there's a better underwriter we'll let you know
- we operate a transparent pricing structure - no 'unexpected' fees for changes to your policy
- we reward customer loyalty with a renewal discount
find out for yourself …
Speak to an experienced motorcycle insurance advisor - 0844 8800 962 (local rate)
Visit our award winning online motorcycle insurance engine